Resources
Buyers, Realtors & Title Companies
Information for prospective buyers and the professionals helping them. We've put everything in one place to make your transaction as smooth as possible.
This page is for buyers, realtors, title companies, and lenders involved in a unit sale or refinance. Owners often need this information too — for refinancing, insurance claims, or annual tax documentation. Jump to the section you need:
Estoppel Requests
An estoppel certificate is a legal document that verifies the financial standing of a unit at the time of sale. It's required for most closings.
Estoppel requests must be made through our management company. Submit your request online via the link below or contact the property manager directly.
- Fee
- $250 (standard) / $500 (rush — 3 business days)
- Turnaround
- 10 business days standard / 3 business days rush
- Contact
Carolyn Whitfield
Property Manager
Resale Package
The resale package contains all documents required for a unit sale, in compliance with Florida Statute 718.503.
What's Included
- •Declaration of Condominium
- •Articles of Incorporation
- •Bylaws
- •Rules and Regulations
- •Most recent budget and financial statements
- •Frequently Asked Questions document
- •Recent meeting minutes
- •Insurance summary
- •Estoppel certificate
- •Recent reserve study
- Fee
- $300 (digital) / $400 (printed and mailed)
- Turnaround
- 5 business days digital / 10 business days printed
Important: Florida Statute 718.503 requires sellers to provide these documents to buyers prior to closing. Make sure to request your resale package early in the sale process.
Lender Questionnaires
Lender questionnaires are typically required by mortgage lenders to verify HOA information for loan approval. Common types include Fannie Mae, Freddie Mac, FHA, and condo-specific questionnaires.
Questionnaire requests should be submitted to management. Please specify the type of questionnaire required.
- Fee
- $150 standard / $300 rush
- Turnaround
- 5-7 business days standard / 24-48 hours rush
Insurance Information
Banyan Ridge maintains a master insurance policy covering common areas and the building structure. Individual unit owners are responsible for HO-6 personal coverage including interior improvements, contents, and personal liability.
Master Policy Coverage
- •Common area liability
- •Building structure (per association documents)
- •Equipment breakdown
- •Flood insurance (separate policy)
- •Wind / hurricane coverage
Master Policy Broker
South Florida Insurance Partners
Michael Sullivan
Insurance certificates for lenders or refinancing should be requested directly from our insurance broker.
Full insurance documents and master policy declarations are available in the Owner Portal.